When you own a business, you have a lot to protect, and the right small/medium business insurance coverage can be important to your continued success. We have recognised this need and so we have added NexGen Insurance to our list of service solutions to you, our valued customers. Business insurance can be overwhelming, which is why we’ve kept it simple and our specialists will ensure your business, personal assets and yourselves are protected.
The NexGen insurance solution will offer a variety of business insurance products to choose from so that you can protect your business from damages caused by unexpected situations.
Business insurance can be overwhelming – here’s where to start:
Insuring your business’ premises and contents: Perhaps the most obvious reason to purchase business insurance is to protect your building and its contents. From earthquakes and floods to theft of equipment, you’ll want to make sure your premises and its content are fully covered.
Public Liability cover: No matter how careful you are, you may find yourself in a variety of situations that could result in a third-party claim against your business. It’s a good idea to be prepared – just in case!
Insurance cover for business vehicles: Just like your personal car, your business vehicles need to be protected. Business vehicle cover is available for accidental damage, theft, third-party liability, and damage to glass – to name but a few options!
Protecting business and business people: Whether its income protection, medical insurance or ACC coverplus extra, these are some of the covers you’ll want to consider when protecting yourself or certain people within your business.
Other considerations: As you shop for a business insurance policy, there are many things to think about. If you run your business from home, for example, your home contents insurance typically offers limited or no coverage for business-related property, such as supplies, tools or customers’ items stored for repair, or for business-related liability. So, it may be a good idea to consider purchasing a business insurance policy to cover your stock, goods-in-transit or all-risk items, or if business activities are run from your home.
The above is just a brief snapshot of what NexGen Insurance will have on offer but in addition to the business insurance products described above, there may be even more options to consider.
Give us a call and we will help you determine the best way to protect your small business, or if you’d like a more in-depth understanding of our new solution.